Deposit Guarantee

Deposit guarantee

About us

Deposit finance

what we do best

Deposit guarantee supplies clients who are struggling to finance their deposit on home loans we use strategic measures to ensure that our clients receive the best interest rates and are satisfied every step of the way.

Welcome to Deposit Guarantee

Here at Deposit Guarantee, our aim is to ensure that you have the aid you need to get a guaranteed deposit on your home loan. Our goal is to supply our clients who are struggling to finance their deposit for their home loans. In order to do just that, we use strategic measures to secure our clients best interest, and interest rates.

We understand that affording your new home can be difficult, so we have 3 easy steps that we follow to secure your deposit:

 

Step 1: You obtain aid for the loan deposit amount from us. We will ensure that our team works tirelessly to ensure that you get the deposit on your dream home that you deserve.

Step 2: Your deposit then gets paid to a transfer attorney. They will ensure that the transfer of tour property runs smoothly. Deposit Guarantee ensures that our transfer attorneys are well versed in the art of ownership transferal of immovable properties.

Step 3: The transfer attorney will then go ahead and provide the bank with a guarantee for the deposit amount on your home loan.

 

 

We pride ourselves on our transparency – we will be there every step of the way, explaining how the home loan on your deposit will work, and how it will affect the cost. We also do not expect our clients to order more than they can afford, aiming to only grant loans on agreeable terms for you.

Financial solutions

What is a Transfer Attorney?

A Transfer Attorney is a legitimate professional who has practical experience in taking care of the exchange of responsibility for property. This incorporates the exchange of private/private property, for example, a house or sectional title unit or business property, for example, a mall. It additionally incorporates circumstances where the purchaser/dealer is a characteristic individual or a substance like an organization or trust.

 

A Transfer Attorney should likewise be a certified conveyancer to take care of the exchange interaction which requires a particular test in the field of conveyancing.

 

As a method of guaranteeing the full property move process is overseen adequately, it is a legitimate prerequisite for all deeds and reports requiring enlistment at the Deeds Office be drawn up and put together by a certified lawyer, legal official or conveyancer. This is controlled through the Deeds Registries Act 47 of 1937.

The Transfer Attorney or conveyancer assumes a crucial part in the full property move, regulating all parts of the interaction. The jobs and obligations that lie with the conveyancer include:

  • Getting the guidance to take care of the method involved with moving the property from the vender to the buyer
  • Managing the managerial viewpoints associated with the exchange, for example opening documents, performing deeds look
  • Drafting move records and all reports that should be endorsed by both merchant and purchaser
  • Paying the expenses engaged with the exchange interaction for the gatherings to the agreement, e.g.transfer obligation, rates/requires and gathering the full price tag
  • Speaking with all job players, in particular domain specialist, buyer and vender, contract originator, important banks, security lawyers, nearby power or body corporate, Deeds Office and SARS
  • Checking and writing about the exchange cycle
  • Lodgement and enlistment of the title deeds

We pride ourselves on our transparency

  • We will be there every step of the way, explaining how the home loan on your deposit will work, and how it will affect the cost.
  • We do not expect our clients to order more than they can afford, aiming to only grant loans on agreeable terms for you.

Requirements

Deposit Guaranteed only needs a few documents from you in order to get the ball rolling: